About Us

Frmcommittee2012.sg is an independent personal finance website providing free advice for young adults needing to make educated decisions about where their money goes.

Frmcommittee2012 has all you need to know about cash, written by real people who have been there. This website was founded in 2012 by David Adamsen, who dug himself out of over $80,000 in debt in only 3 years.

Maybe you’re here because after you pay rent and purchase groceries, you struggle to save anything in the end of the month.

Perhaps you think you ought to start building creditbut you’re afraid to apply for a credit card.

Or you are looking to buy a new car or your first house, and you don’t know where to start.

And you’re not alone. Young people are fighting right now, and largely for reasons beyond their control. We’re here to help you take back some of the control.